/* ============================================================
   TALBIKREDIT — Design system (Crédit Agricole colours)
   Palette extraite des CSS officielles de credit-agricole.fr :
   vert #008037, vert-petrol #004652, rouge CA #ca2f2e, navy #19212d.
   NB: --lime* gardent leur nom mais portent désormais le vert d'accent ;
       le texte sur l'accent passe en blanc (vert moyen, pas clair).
   ============================================================ */
:root{
  --lime:#008037; --lime-active:#006b2e; --lime-pale:#e7f3ea; --lime-neutral:#b9ddc4;
  --ink:#19212d; --ink-deep:#004652; --body:#4a525e; --mute:#666e8a;
  --canvas:#ffffff; --soft:#d9dbe3; --soft-2:#f2f4f7;
  --positive:#008037; --warning:#ba9300; --negative:#ca2f2e; --orange:#c85207; --cyan:#097faf;
  --r-sm:8px; --r-md:12px; --r-lg:18px; --r-xl:28px; --r-pill:9999px;
  --ease:cubic-bezier(.22,1,.36,1);
  --shadow:0 26px 50px -28px rgba(0,70,82,.30);
  --shadow-sm:0 10px 26px -16px rgba(0,70,82,.26);
}
@media (prefers-reduced-motion: reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--canvas);line-height:1.5;-webkit-font-smoothing:antialiased}
.fig{font-variant-numeric:tabular-nums}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.show{opacity:1;transform:none}
:focus-visible{outline:3px solid var(--ink-deep);outline-offset:2px;border-radius:4px}

/* ---------- Logo ---------- */
.brand{display:flex;align-items:center;gap:11px;font-weight:900;font-size:21px;letter-spacing:-.03em;color:var(--ink-deep)}
.brand svg{width:34px;height:34px;flex:none}
footer .brand{color:#fff}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-weight:700;cursor:pointer;border:none;border-radius:var(--r-pill);transition:all .2s var(--ease);text-align:center}
.btn-primary{background:var(--lime);color:#fff;padding:12px 22px;font-size:15px}
.btn-primary:hover{background:var(--lime-active);transform:translateY(-1px)}
.btn-dark{background:var(--ink-deep);color:#fff;padding:12px 22px;font-size:15px}
.btn-dark:hover{background:#1f4a00;transform:translateY(-1px)}
.btn-outline{background:transparent;color:var(--ink-deep);padding:12px 22px;font-size:15px;border:2px solid var(--ink-deep)}
.btn-outline:hover{background:var(--ink-deep);color:#fff}
.btn-lg{padding:16px 30px;font-size:17px}
.btn-block{width:100%}
.btn:disabled{opacity:.5;cursor:not-allowed;transform:none}

/* ---------- Nav ---------- */
header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--soft)}
nav{display:flex;align-items:center;gap:28px;height:74px}
.navlinks{display:flex;gap:24px;margin-left:10px}
.navlinks a{font-size:15px;font-weight:600;color:var(--ink)}
.navlinks a:hover{color:var(--positive)}
.navcta{margin-left:auto;display:flex;align-items:center;gap:14px}
.navcta .login{font-size:15px;font-weight:600}
/* language switcher */
.lang{position:relative}
.lang-btn{display:flex;align-items:center;gap:6px;font-family:inherit;font-weight:700;font-size:14px;background:var(--soft-2);border:1px solid var(--soft);color:var(--ink-deep);padding:8px 12px;border-radius:var(--r-pill);cursor:pointer}
.lang-btn:hover{background:var(--lime-pale)}
.lang-menu{position:absolute;right:0;top:calc(100% + 8px);background:#fff;border:1px solid var(--soft);border-radius:var(--r-md);box-shadow:var(--shadow-sm);padding:6px;min-width:150px;display:none;z-index:70}
.lang-menu.open{display:block}
.lang-menu button{display:flex;align-items:center;gap:10px;width:100%;text-align:left;background:none;border:none;font-family:inherit;font-size:14px;font-weight:600;color:var(--ink);padding:9px 10px;border-radius:var(--r-sm);cursor:pointer}
.lang-menu button:hover{background:var(--soft-2)}
.lang-menu button.active{color:var(--positive)}
.lang-menu button .flag{font-size:16px}
.burger{display:none}
@media(max-width:960px){
  .navlinks,.navcta .login{display:none}
  .burger{display:flex;flex-direction:column;gap:4px;background:none;border:none;cursor:pointer;padding:8px;margin-left:auto}
  .burger span{width:22px;height:2px;background:var(--ink-deep);border-radius:2px}
  .navcta{margin-left:0;gap:10px}
  .mnav{display:none;flex-direction:column;gap:4px;padding:8px 0 16px;border-top:1px solid var(--soft)}
  .mnav.open{display:flex}
  .mnav a{padding:11px 4px;font-weight:600;font-size:16px}
}

/* ---------- Hero ---------- */
.hero{background:var(--lime-pale);position:relative;overflow:hidden;padding:64px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;z-index:1}
.tagpill{display:inline-flex;align-items:center;gap:8px;background:#fff;border-radius:var(--r-pill);padding:7px 15px;font-size:13px;font-weight:600;margin-bottom:24px;box-shadow:0 4px 14px -8px rgba(22,32,58,.4)}
.tagpill .d{width:8px;height:8px;border-radius:50%;background:var(--positive)}
h1{font-size:76px;font-weight:900;line-height:.95;letter-spacing:-2.4px;color:var(--ink-deep);margin-bottom:22px}
h1 .hl{background:var(--lime);color:#fff;padding:0 .12em;border-radius:10px;display:inline-block;transform:rotate(-1.5deg)}
.lede{font-size:20px;color:var(--body);max-width:36ch;margin-bottom:30px;font-weight:500}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-note{margin-top:22px;font-size:14px;color:var(--body);font-weight:500}
.hero-note b{color:var(--ink-deep)}
.hero-visual{position:relative}
.hero-photo{width:100%;height:460px;object-fit:cover;border-radius:var(--r-xl);box-shadow:var(--shadow);background:var(--lime-neutral)}
.chip-card{position:absolute;background:#fff;border-radius:var(--r-md);box-shadow:var(--shadow);padding:16px 18px}
.chip-1{left:-22px;top:36px;width:206px}
.chip-1 .k{font-size:12px;color:var(--mute);font-weight:600}
.chip-1 .v{font-size:26px;font-weight:900;color:var(--ink-deep);letter-spacing:-1px}
.chip-1 .bar{height:6px;border-radius:99px;background:var(--soft);margin-top:10px;overflow:hidden}
.chip-1 .bar i{display:block;height:100%;width:72%;background:var(--lime);border-radius:99px}
.chip-2{right:-18px;bottom:34px;display:flex;align-items:center;gap:10px}
.chip-2 .ic{width:38px;height:38px;border-radius:50%;background:var(--lime);display:grid;place-items:center;font-weight:900;color:#fff}
.chip-2 b{display:block;font-size:15px;font-weight:800;color:var(--ink-deep)}
.chip-2 span{font-size:12px;color:var(--mute);font-weight:600}
@media(max-width:960px){.hero .wrap{grid-template-columns:1fr;gap:38px}h1{font-size:50px;letter-spacing:-1.4px}.hero-photo{height:340px}}

/* ---------- Page hero (internal pages) ---------- */
.page-hero{background:var(--lime-pale);padding:46px 0 54px}
.crumb{font-size:13px;font-weight:600;color:var(--body);margin-bottom:16px;display:flex;gap:8px;align-items:center}
.crumb a:hover{color:var(--positive)} .crumb .sep{color:var(--mute)}
.page-hero h1{font-size:56px;margin-bottom:14px}
.page-hero .lede{margin-bottom:0;max-width:50ch}

/* ---------- Ribbon ---------- */
.ribbon{background:var(--ink-deep);color:var(--lime);overflow:hidden;padding:14px 0}
.ribbon .track{display:flex;gap:0;white-space:nowrap;animation:slide 28s linear infinite;font-weight:800;font-size:16px;letter-spacing:-.02em;will-change:transform}
.ribbon .track span{padding-right:46px}
.ribbon .track span::after{content:"★";color:#fff;opacity:.55;margin-left:46px}
@keyframes slide{to{transform:translateX(-50%)}}

/* ---------- Stats ---------- */
.stats{padding:70px 0}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.scard{background:var(--soft-2);border-radius:var(--r-lg);padding:30px 26px}
.scard .n{font-size:44px;font-weight:900;letter-spacing:-2px;color:var(--ink-deep);line-height:1}
.scard .n span{color:var(--positive)}
.scard .l{font-size:14px;color:var(--body);margin-top:10px;font-weight:600}
@media(max-width:760px){.stats .grid{grid-template-columns:1fr 1fr}}

/* ---------- Section base ---------- */
section.block{padding:88px 0}
.eyebrow{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.04em;background:var(--lime);color:#fff;padding:5px 12px;border-radius:var(--r-pill);margin-bottom:18px}
h2{font-size:46px;font-weight:900;letter-spacing:-1.7px;line-height:1.02;color:var(--ink-deep);margin-bottom:16px}
h3{color:var(--ink-deep)}
.section-lede{font-size:19px;color:var(--body);max-width:54ch;font-weight:500}
.head{margin-bottom:50px;max-width:640px}
.head.center{text-align:center;margin-left:auto;margin-right:auto}
.head.center .section-lede{margin:0 auto}

/* ---------- Products ---------- */
.products{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.pcard{display:block;border-radius:var(--r-lg);padding:28px 24px;background:var(--soft-2);transition:transform .3s var(--ease),background .3s,border-color .3s;border:2px solid transparent}
.pcard:hover{transform:translateY(-6px);background:#fff;border-color:var(--lime);box-shadow:var(--shadow)}
.pic{width:52px;height:52px;border-radius:14px;background:var(--lime);display:grid;place-items:center;margin-bottom:18px}
.pic svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:1.9}
.pcard h3{font-size:19px;font-weight:800;margin-bottom:8px}
.pcard p{font-size:14px;color:var(--body);margin-bottom:16px;font-weight:500}
.pcard .rate{font-size:14px;font-weight:700;color:var(--ink-deep)}
.pcard .rate b{color:var(--positive)}
@media(max-width:980px){.products{grid-template-columns:repeat(2,1fr)}}
@media(max-width:540px){.products{grid-template-columns:1fr}}

/* ---------- Simulator ---------- */
.sim{background:var(--ink-deep);color:#fff}
.sim h2{color:#fff}
.sim .section-lede{color:rgba(255,255,255,.78)}
.sim-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}
.sim-panel{background:#fff;border-radius:var(--r-xl);padding:32px;color:var(--ink)}
.sim-row{margin-bottom:26px}
.sim-row .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}
.sim-row .top .k{font-size:14px;color:var(--mute);font-weight:600}
.sim-row .top .v{font-size:26px;font-weight:900;letter-spacing:-1px;color:var(--ink-deep)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;background:var(--soft);outline:none;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--lime);border:3px solid var(--ink-deep);cursor:pointer}
input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--lime);border:3px solid var(--ink-deep)}
.seg{display:flex;gap:8px}
.seg button{flex:1;padding:11px 0;border-radius:var(--r-sm);border:2px solid var(--soft);background:#fff;font-family:inherit;font-weight:800;font-size:14px;color:var(--ink);cursor:pointer;transition:all .2s}
.seg button.sel{background:var(--lime);border-color:var(--lime);color:#fff}
.dur-custom{display:flex;align-items:center;gap:12px;margin-top:12px}
.dur-custom span{font-size:12.5px;color:var(--mute);font-weight:600;white-space:nowrap}
.dur-custom input{flex:1;max-width:140px;height:44px;padding:0 12px;border:1.5px solid var(--soft);border-radius:var(--r-sm);font-family:inherit;font-weight:700;font-size:14px;color:var(--ink);background:#fff}
.dur-custom input::placeholder{color:var(--mute);font-weight:500}
.dur-custom input:focus{border-color:var(--positive);box-shadow:0 0 0 3px rgba(46,173,75,.16);outline:none}
.sim-result{margin-top:6px;padding:22px;border-radius:var(--r-lg);background:var(--lime-pale);display:flex;justify-content:space-between;align-items:center;gap:14px}
.sim-result .k{font-size:13px;color:var(--body);font-weight:600}
.sim-result .big{font-size:38px;font-weight:900;letter-spacing:-1.5px;color:var(--ink-deep)}
.sim-result .big small{font-size:16px;color:var(--mute);font-weight:600}
.sim-fine{font-size:12px;color:var(--mute);margin-top:14px;font-weight:500}
.sim-side ul{list-style:none;display:grid;gap:14px;margin-top:24px}
.sim-side li{display:flex;gap:12px;font-size:16px;font-weight:600}
.sim-side li .b{flex:none;width:24px;height:24px;border-radius:50%;background:var(--lime);display:grid;place-items:center;color:#fff;font-weight:900;font-size:13px}
@media(max-width:880px){.sim-grid{grid-template-columns:1fr;gap:34px}}

/* ---------- Feature split ---------- */
.feat-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.feat-img{width:100%;height:440px;object-fit:cover;border-radius:var(--r-xl);box-shadow:var(--shadow);background:var(--lime-neutral)}
.feat-list{display:grid;gap:24px;margin-top:28px}
.feat-list .item{display:flex;gap:14px}
.feat-list .ic{flex:none;width:44px;height:44px;border-radius:12px;background:var(--lime);display:grid;place-items:center}
.feat-list .ic svg{width:22px;height:22px;stroke:#fff;fill:none;stroke-width:1.9}
.feat-list h4{font-size:17px;font-weight:800;margin-bottom:3px;color:var(--ink-deep)}
.feat-list p{font-size:14px;color:var(--body);font-weight:500}
@media(max-width:880px){.feat-grid{grid-template-columns:1fr;gap:34px}.feat-img{height:320px}}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.stp{padding:32px 26px;border-radius:var(--r-lg);background:var(--soft-2)}
.stp .no{counter-increment:s;width:46px;height:46px;border-radius:50%;background:var(--lime);color:#fff;font-weight:900;font-size:20px;display:grid;place-items:center;margin-bottom:18px}
.stp .no::before{content:counter(s)}
.stp h4{font-size:20px;font-weight:800;margin-bottom:8px;color:var(--ink-deep)}
.stp p{font-size:14px;color:var(--body);font-weight:500}
@media(max-width:760px){.steps{grid-template-columns:1fr}}

/* ---------- Testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.qc{border-radius:var(--r-lg);padding:28px;background:var(--soft-2)}
.qc .stars{color:var(--positive);font-weight:900;margin-bottom:14px;letter-spacing:1px}
.qc p{font-size:15px;color:var(--ink);font-weight:600;margin-bottom:18px}
.qc .who{display:flex;align-items:center;gap:12px}
.qc .who img{width:42px;height:42px;border-radius:50%;object-fit:cover}
.qc .who b{font-size:14px;font-weight:800;display:block;color:var(--ink-deep)}
.qc .who span{font-size:13px;color:var(--mute);font-weight:600}
@media(max-width:880px){.quotes{grid-template-columns:1fr}}

/* ---------- CTA band ---------- */
.cta-band{background:var(--lime);border-radius:var(--r-xl);padding:64px;text-align:center}
.cta-band h2{color:#fff;font-size:52px;margin-bottom:10px}
.cta-band p{color:#fff;opacity:.85;font-size:19px;font-weight:600;margin-bottom:28px}

/* ---------- Footer ---------- */
footer{background:var(--ink-deep);color:#fff;padding:60px 0 30px}
footer .brand .l-mark{background:var(--lime)}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
.fgrid h5{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--lime);margin-bottom:16px;font-weight:800}
.fgrid a{display:block;font-size:14px;color:rgba(255,255,255,.8);margin-bottom:10px;font-weight:500}
.fgrid a:hover{color:var(--lime)}
.fcol p{font-size:14px;color:rgba(255,255,255,.7);margin-top:14px;max-width:32ch;font-weight:500}
.fbottom{display:flex;justify-content:space-between;margin-top:42px;padding-top:24px;border-top:1px solid rgba(255,255,255,.14);font-size:13px;color:rgba(255,255,255,.6);flex-wrap:wrap;gap:10px}
.legal{font-size:12px;color:rgba(255,255,255,.55);max-width:80ch;margin-top:16px;line-height:1.6}
@media(max-width:760px){.fgrid{grid-template-columns:1fr 1fr}}

/* ============================================================
   PRODUCT DETAIL PAGE
   ============================================================ */
.prod-layout{display:grid;grid-template-columns:1fr 360px;gap:48px;align-items:start}
.prose h2{font-size:32px;margin:14px 0 14px}
.prose h3{font-size:21px;font-weight:800;margin:30px 0 10px}
.prose p{font-size:16px;color:var(--body);margin-bottom:14px;font-weight:500}
.prose ul{list-style:none;display:grid;gap:12px;margin:8px 0 20px}
.prose ul li{display:flex;gap:12px;font-size:16px;color:var(--ink);font-weight:600}
.prose ul li::before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:var(--lime);color:var(--ink-deep);font-weight:900;font-size:13px;display:grid;place-items:center}
.prod-photo{width:100%;height:300px;object-fit:cover;border-radius:var(--r-xl);box-shadow:var(--shadow);background:var(--lime-neutral);margin-bottom:28px}
/* sticky apply card */
.apply-card{position:sticky;top:96px;background:#fff;border:2px solid var(--soft);border-radius:var(--r-xl);padding:26px;box-shadow:var(--shadow-sm)}
.apply-card .rate-big{font-size:42px;font-weight:900;letter-spacing:-2px;color:var(--ink-deep);line-height:1}
.apply-card .rate-big small{font-size:15px;font-weight:600;color:var(--mute)}
.apply-card .kv{display:flex;justify-content:space-between;font-size:14px;font-weight:600;padding:11px 0;border-bottom:1px solid var(--soft)}
.apply-card .kv span{color:var(--mute)} .apply-card .kv b{color:var(--ink-deep)}
.apply-card .kv:last-of-type{border-bottom:none}
.apply-card .btn{margin-top:18px}
.apply-card .reassure{font-size:12px;color:var(--mute);text-align:center;margin-top:12px;font-weight:500}
/* FAQ */
.faq{display:grid;gap:0;border-top:1px solid var(--soft)}
.faq details{border-bottom:1px solid var(--soft)}
.faq summary{cursor:pointer;list-style:none;padding:20px 4px;font-size:17px;font-weight:800;color:var(--ink-deep);display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;font-weight:400;color:var(--positive)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 4px 20px;font-size:15px;color:var(--body);font-weight:500;max-width:70ch}
@media(max-width:880px){.prod-layout{grid-template-columns:1fr;gap:30px}.apply-card{position:static}}

/* ============================================================
   ANTRAG (multi-step form) — split panel + amortization signature
   ============================================================ */
.form-page{background:var(--soft);min-height:calc(100vh - 74px);padding:40px 0}
.form-shell{width:min(980px,100%);margin:0 auto;display:grid;grid-template-columns:42% 58%;background:#fff;border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--shadow)}
/* left live panel */
.panel{background:var(--ink-deep);color:#fff;padding:32px 28px;display:flex;flex-direction:column}
.panel .eyebrow{background:var(--lime)}
.panel .figure{margin:26px 0 4px}
.panel .figure .lab{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.6);margin-bottom:8px}
.panel .figure .amount{font-size:46px;font-weight:900;letter-spacing:-2px;line-height:1}
.panel .figure .amount .cur{color:var(--lime);font-size:24px;margin-left:4px}
.panel .figure .term{font-size:13px;color:rgba(255,255,255,.8);margin-top:10px;font-weight:600}
.panel .figure .term b{color:#fff}
.horizon{margin:26px 0 6px}
.horizon .cap-label{display:flex;justify-content:space-between;font-size:11px;color:rgba(255,255,255,.6);margin-bottom:9px;font-weight:600}
.horizon .cap-label b{color:var(--lime)}
.bars{display:flex;align-items:flex-end;gap:1px;height:92px;border-bottom:1px solid rgba(255,255,255,.18)}
.bars .bar{flex:1 1 0;min-width:0;height:100%;display:flex;flex-direction:column-reverse;background:rgba(255,255,255,.12);border-radius:1px}
.bars .bar i{display:block;background:var(--lime);height:0%;border-radius:1px 1px 0 0;transition:height .6s var(--ease)}
.bars .bar.in{animation:barIn .5s var(--ease) both}
@keyframes barIn{from{transform:scaleY(0);transform-origin:bottom;opacity:0}to{transform:none;opacity:1}}
.axis{display:flex;justify-content:space-between;font-size:10px;color:rgba(255,255,255,.55);margin-top:7px;font-weight:600}
.panel-foot{margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);display:grid;gap:12px}
.stat-row{display:flex;justify-content:space-between;align-items:baseline}
.stat-row .k{font-size:12.5px;color:rgba(255,255,255,.65);font-weight:600}
.stat-row .v{font-size:16px;font-weight:800}
.stat-row.lead .v{color:var(--lime);font-size:22px}
/* right form */
.form-side{padding:32px 32px 28px;display:flex;flex-direction:column;min-height:560px}
.crumbs{display:flex;gap:6px;margin-bottom:24px}
.crumbs .c{flex:1;height:4px;border-radius:2px;background:var(--soft);overflow:hidden}
.crumbs .c i{display:block;height:100%;width:0;background:var(--lime);transition:width .5s var(--ease)}
.crumbs .c.done i,.crumbs .c.active i{width:100%}
.stage{position:relative;flex:1}
.step{display:none}
.step.active{display:block;animation:stepIn .4s var(--ease) both}
.step.leaving{display:block;animation:stepOut .28s var(--ease) both;position:absolute;inset:0}
@keyframes stepIn{from{opacity:0;transform:translateX(18px)}to{opacity:1;transform:none}}
@keyframes stepOut{from{opacity:1;transform:none}to{opacity:0;transform:translateX(-16px)}}
.step .kicker{font-size:11px;letter-spacing:.04em;text-transform:uppercase;color:var(--positive);font-weight:800;margin-bottom:10px}
.step h2{font-size:26px;font-weight:900;letter-spacing:-1px;line-height:1.1;margin-bottom:6px}
.step .sub{color:var(--mute);font-size:14px;margin-bottom:22px;font-weight:500;max-width:40ch}
.slider-block{margin-bottom:22px}
.slider-block .reading{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:12px}
.slider-block .reading .big{font-size:28px;font-weight:900;letter-spacing:-1px;color:var(--ink-deep)}
.slider-block .reading .pm{font-size:13px;color:var(--mute);font-weight:600}
.range-ends{display:flex;justify-content:space-between;font-size:12px;color:var(--mute);margin-top:8px;font-weight:600}
.seg-label{font-size:12.5px;color:var(--mute);margin:4px 0 9px;font-weight:600}
/* fields */
.field{position:relative;margin-bottom:14px}
.field input,.field select{width:100%;height:50px;padding:0 14px;background:#fff;color:var(--ink);border:1.5px solid var(--soft);border-radius:var(--r-sm);font-family:inherit;font-size:14.5px;transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.field select{appearance:none;cursor:pointer}
.field input::placeholder{color:transparent}
.field label{position:absolute;left:14px;top:15px;font-size:14.5px;color:var(--mute);pointer-events:none;transition:all .16s var(--ease)}
.field input:focus,.field select:focus{border-color:var(--positive);box-shadow:0 0 0 3px rgba(46,173,75,.16)}
.field input:focus+label,.field input:not(:placeholder-shown)+label,.field.filled label{top:-8px;left:11px;font-size:11px;color:var(--positive);font-weight:700;padding:0 5px;background:#fff}
.field .caret{position:absolute;right:14px;top:19px;pointer-events:none;color:var(--mute);font-size:11px}
.duo{display:flex;gap:12px}.duo .field{flex:1}
.ledger{border:1.5px solid var(--soft);border-radius:var(--r-md);overflow:hidden}
.ledger .row{display:flex;justify-content:space-between;align-items:center;padding:13px 16px;border-bottom:1px solid var(--soft);font-size:14px}
.ledger .row:last-child{border-bottom:none}
.ledger .row span{color:var(--mute);font-weight:600}.ledger .row b{font-weight:800;color:var(--ink-deep)}
.ledger .row.lead{background:var(--lime-pale)}
.consent{display:flex;gap:10px;align-items:flex-start;margin:18px 2px 2px;font-size:13px;color:var(--body);cursor:pointer;font-weight:500}
.consent input{margin-top:2px;width:16px;height:16px;accent-color:var(--positive);cursor:pointer}
.consent a{color:var(--positive)}
.fnav{display:flex;gap:12px;margin-top:24px;padding-top:4px}
.fnav .btn{flex:1}
.back-btn{flex:0 0 auto!important;background:transparent;border:1.5px solid var(--soft);color:var(--ink);padding:14px 22px;border-radius:var(--r-pill);font-family:inherit;font-weight:700;font-size:15px;cursor:pointer}
.back-btn:hover{border-color:var(--mute)}
/* success */
.done-wrap{text-align:center;padding:22px 0}
.seal{width:74px;height:74px;margin:0 auto 20px;animation:pop .45s var(--ease) both}
@keyframes pop{from{transform:scale(.4);opacity:0}to{transform:none;opacity:1}}
.seal svg{width:74px;height:74px}
.seal circle{fill:none;stroke:var(--positive);stroke-width:3.5;stroke-dasharray:220;stroke-dashoffset:220;animation:draw .6s var(--ease) .1s forwards}
.seal path{fill:none;stroke:var(--positive);stroke-width:4.5;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:52;stroke-dashoffset:52;animation:draw .4s var(--ease) .5s forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.done-wrap h2{font-size:26px;margin-bottom:8px}
.done-wrap p{color:var(--body);font-size:14px;max-width:36ch;margin:0 auto 18px;font-weight:500}
.done-wrap p b{color:var(--ink-deep)}
.ref{display:inline-flex;gap:8px;align-items:center;padding:10px 16px;border:1.5px solid var(--soft);border-radius:var(--r-sm);font-size:14px;font-weight:600}
.ref b{color:var(--positive)}
@media(max-width:820px){.form-shell{grid-template-columns:1fr}.form-side{min-height:0}.bars{height:70px}}

/* ============================================================
   LEGAL / IMPRESSUM
   ============================================================ */
.legal-page{padding:54px 0 80px}
.legal-page .wrap{max-width:820px}
.legal-page h1{font-size:44px;margin-bottom:8px}
.legal-page .updated{color:var(--mute);font-size:14px;font-weight:600;margin-bottom:40px}
.legal-page h2{font-size:24px;margin:36px 0 12px;letter-spacing:-.6px}
.legal-page h3{font-size:17px;font-weight:800;margin:22px 0 6px;color:var(--ink-deep)}
.legal-page p{font-size:15px;color:var(--body);margin-bottom:12px;font-weight:500;line-height:1.7}
.legal-page p b{color:var(--ink-deep)}
.legal-page a{color:var(--positive);font-weight:600}
.legal-page address{font-style:normal}